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Investor Will

02/17/23 4:47 AM

#46424 RE: The Grabber #46421

Looks to me like you're intent on net accumulation. All well and good as far as that goes. But AIM by itself tends to accumulate even with balanced Safe settings. Especially with a 'Steady Eddie' mutual fund. So I would caution that you should expect relatively frequent Buys and could likely put your Cash Reserve at risk without some type of 'Pump the Brakes' methodology such as 30 days between sequential buys, or Tom's 'Halfway to the Wall' method of protecting Cash Reserve.

I am definitely aiming for accumulation at this point in my life. Having been interested in investments for the last 40+ years I am more of a Steady Eddie nowadays. The make money quickly never worked for me. Currently trying to exploit the benefits of compounding.

I am also trying to simplify my investments and systems. Something I hope to be able to pass on to my children enabling them to do the same. They currently have little desire in this regard.

To this effect I currently use a momentum system that trades monthly. Based around the work of Meb Faber and his Global Tactical Asset Allocation Focus 3. As previously mentioned having recently read J L Collins "The simple path to wealth" I have allocated a portion of my investments to "Fidelity Index World Fund P Accumulation" fund. The premise from the book is to Buy and Hold and ignore drawdowns. Unfortunately I don't have the stomach for that, hence finally reading about AIM and adapting my strategy accordingly.

Advanced Automatic Investor board has had only one post in the last few years.