Appreciate your interpretation but that doesn't change the fact that whatever happens in the courts, at ANY level, is not going to change the course of these companies. It has been allowed to continue for too long, so these actions are now irreversible.
The oral arguments and briefs by the JB administration will likely call for the SCOTUS to use a scalpel IF they uphold the 5th Circuit Court of Appeals decision (it's apparently what they want according to the pro JB states Amicus Brief):
"They argue that even if there is a constitutional defect in the funding approach, any remedy must address the funding issue narrowly and without undoing prior CFPB rules or other actions."
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