At one time we all considered these prices ridiculously low, so accumulating now, when it is .0035 off the low is not unwise. Some day you will look back and say I coulda, shoulda, and woulda, but I didn't. Stupid me! Just my opinion. Personally, I just can't put any more money into it and should it go where we think it can go, I will be set for the rest of my life.