No dumb shit, six insurance companies filed bankruptcy this past year, and that's before the hurricane, the state of Florida is bearing the responsibility for insurance because of Desantis not wanting to do anything. He just kept putting off the problem onto the state, but now a major storm has hit, and the state is on the hook. the state doesn't have the money, and the homeowners will now learn they have no coverage for their losses. Desantis is in trouble because he did nothing to address the problem.