Those are generic statements. I heard some successful famous investors say that their biggest problem is that they buy too late and sell too early. And more often than not they have insider information, that none of us here on ihub have. I have been trading for quite some time and gained some experience over the years. So these terms are very familiar to me such as "hipe", "pump and dump", "price predictions" , "forward looking statement", "letters of intent", "past performance doesn't guarantee future success" , "FUD", etc.
And by the way, that is not why those 10% of population hold and control 90% of words wealth!