Ali, I see what you're saying. Makes sense. BUT Is AABBG and Pay AABB going to be accepted by merchants EVERYWHERE? I am in the San Francisco East Bay Area. Will any and all merchants in the USA/ SF East Bay Area going to accept PayAABB , and accept an AABBG? Will they accept the same where you reside? In other countries, in countries other than El Salvador? In Brazil? In Germany? In France/Italy? In Thailand? China? In Mexico? Etc...