Yes there are. But... basically you get paid to hold cryptos with reflections. :)
That's the simplistic answer and really all you need to know, aside from knowing how to manage a non-custodial crypto wallet and connect to web3 applications which just requires pushing a button and approving access to the website.
Within the next few years a wallet will likely be a stock part of your browser. Opera is already adding these functionalities very soon, even as much as being able to just buy crypto in the browser interface directly into your wallet, which is would be linked to your user account with the browser in some way I suppose.
Web3 is coming, and it's coming fast. Defi just being the basic "finance" part of web3, and first to adopt full decentralization. The entire internet will become more and more decentralized, which requires monetization of everything to provide nodes incentive to maintain networks or provide services. The big internet companies of today will have to learn to adopt to this new model that does not favor their monopolization on data and access.