Pretty much right on with respect to having to pay capital gains taxes. Selling at the end of 2021 and near April 15th to still pay taxes on gains. In my opinion interest rates have to go up do to massive inflation. Lucky me only trading OTCBB in Roths and didn't pay a dime of tax. I do have to pay it in crypto but not in my new Altoira Roth crypto account. I pretty much bought all my 33 different cryptos with 2021 gains and taxes I didn't have to pay. Now I am being much more selective and sitting in 70% cash and will stay at that.
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