the real risk would be if one converts xrp for solo to get maximum solo and then try to convert back to xrp. that is what hurt many with the sgb conversion. less risky to hold xrp and get less solo
That’s also a dangerous game making that swap because if the buys aren’t there or advantageous then you have to move to Xumm 3rd party app to swap out of XRP. Not worth the risk I don’t think. Not by a long shot.