Replies to post #43552 on Freddie Mac-No Politics (FMCC)

[FFFacts]

1. The CRT's are giveaways that are uneconomical and take away from the profits of the gses.

2. Required capital increases with home price appreciation.

3. The adverse market fee is gone.

4. Early payoffs and reduced loan terms hurt the long term profitability of the gses.

5. FICO scores are bs and can be easily manipulated.

6. Home prices are unsustainable in many parts.

7. Zillow is getting out of the ibuying business. What's the reason?

8. Want more reasons?