Historical stock average return for past 30 years adjusted for dubious inflation figures is 8.29%. If you are buying now and holding for 20+ years I'd cut that figure in half. The interest on your zero coupon bond will likely be similar to the pathetic stock market returns or worse. A house purchase is subject to maintenance cost, taxes, fire, location depreciation, etc. Gold has had terrible returns over the last 10 years. Here is a quick search of the prospect for gold for the next ten years from google:
What will gold be worth in 10 years? The World Bank predicts the price of gold to decrease to $1,740/oz in 2021 from an average of $1,775/oz in 2020. In the next 10 years, the gold price is expected to decrease to $1,400/oz by 2030.
Not to mention it's subject to confiscation, theft and counterfeiting.
Again, Bitcoin has appreciated on average +171% for the last 12 years. Bitcoin is digital energy. It's likely to be the best investment today, tomorrow, next month, next year, next decade, next 1000 years.
You can disagree on all of the above but the facts remain. Choose to ignore them at your own risk.
I wish someone bought Bitcoin for me a year ago, 5 years ago and certainly any time longer than 5 years ago and held it. I've bought it for my kids and grandchildren. Do yourself a favor and pick up a few Satoshi's. :-)
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