I dodged a bullet with cred earn. They lost a lot of peoples crypto because they lent it out to a corrupt third party. They claimed to be over collateralized but filed bankruptcy and lost everyone’s money.
They returned all my funds weeks before this Happened because there were questions about licensing in my state.
As you know I am at Nexo now. My fear is being enticed by high rate of return, losing ALL of my xrp and then xrp takes off. Way too much of my time and money to lose it all and not see it through.
Some times these owners build them up like pyramid schemes and then pull the rug after it gets big enough and there is almost no recourse
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