I lock up my xrp for the max 5%apr. I took my total supply of xrp and created 6 equal buckets. I locked up 1 bucket every 5 days. This way every 5 days I have xrp coming free. Right now I am just rolling them over into new locked terms. But as xrp takes off, I will take set it so principal rolls over and interest comes out for me to withdraw every 5 days. Passive income. Every 5 days