I'm not understanding this so-called "partnership" with the Government - are the major Banks in the US partners with the Government, or do they simply comply with State & Federal Governmental regulations.
Again, IMO any private company that gets in bed with the Government is playing a dangerous game, as Government leadership changes on an ongoing basis - there's a difference between working with the Government (at an arms length) and being an arm of the Government. We currently see the impact of the latter!