You can easily create a business you can even write up a bunch of things you can get a vehicle over 6000 pounds meals are 50% off if you have a business computers phones office space etc. are all right off why are you scaring people
You can also create IRAs for yourself and your children and put up to $6000 each also when you create a business if you have children you can employ them to do stuff and put money away You should get with your CPA