Replies to post #45382 on A.I.M. Users Bulletin Board (AIMUSERS)

[Toofuzzy]

Hi Clive

I read a study where it was suggested to be near 100% stocks till near retirement and then gradually go to 50% stock.

After retirement you would spend from the cash / bond portion gradually increasing the stock %.

In this way you would potentially avoid sequence of event risk ( market crash just at retirement which blows up your account ).

It was thought it was better to INCREASE % OF stock in retirement.

I think AIM works good enough.

Toofuzzy