#1) I'm blocked from paying with credit cards or debit cards where I am.
#2) I'm not hooking up my bank account to an exchange.
#3) When I tried Paxful for the PayPal aspect, it paired me up with some guy that posted about how I need to send him money first and if I try to contact him he'll turn off his account. If that's not sketch... I don't know what is.
BitMart works for some people. I'm going the longer route until Safemoon finishes their exchange... which hopefully speeds things along.