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karw

04/26/21 4:03 PM

#45274 RE: OldAIMGuy #45273

Insurance policy,

The following insurance layers are used:

- cash, bank deposits
- total world bond fund, euro hedged
- permanent portfolio, mixed euro/dollar

There is not a fixed ratio for the layers, but could move in that direction.

The PP has a total world equity fund for the share part. That is easy exchanging whenever the standalone and aimed total world equity fund sells or buys. The cash part of the PP can soak up dividends and be used to pay tax.

Overall I am simplifying at the moment, reducing stocks and ETFs.
Increasing the insurance.

I am ready for the aim buy process to start. I love to increase the portfolio controls!