Doctor Jon is an awful good Guy but retirement doesn't necessarily depend on age or certainty shouldn't when often (not certainly in all cases) older ones have more experience than ones half their age.
No one is "being sold a Bill of goods?" What is that supposed to even mean although an explanation is NOT necessary.
Yes there are OTC stocks out there that really are shell companies where the PPS might fly on a dime if that's what's meant by "much BETTER OTC stocks out there." But most of those types truly are Junk.
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