yes it is I picked up a few more of these this AM Looking to aadd afew more in one of our Roths that should cap it. Also added KGC in taxable acct. Moving things towards div payers. Mother in law just passed 100. She feel 2 weeks ago daughters taking care of her for now, but may need assisted living Thats 84k a year. Need to get those funds coming in via divs.So maxed on exk also.