If you can wait this stock will provide a 10 bagger from here. I found this stock when it was beaten down to $.04-.07/share You can find companies like that out there. You will have to do some research but there are many many opportunities in this highly liquid low interest rate time. Good luck!
If you are truly struggling to make ends meet you should not be investing in penny stocks. You should pay off all debt and be contributing to IRA or similar.
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