Oh come on Penn! You couldn't possibly think Mnuchin was put in his position to do anything; and especially to help shareholders, do you? Really? And Mnuchin was all for hiring the academic Calabria because he knew MC would only trip over his own feet and have no sense to do anything to release the GSEs from government servitude! Keep the water muddy. That's all one of them ever intended to do; with a willing pawn to assist and too dumb to know he was being used.