Feds will be releasing crypto regulations in a few weeks Mr G.
Banks can then develop the software they've needed for years to comply with international regulations on using cryptos in lieu of dissolving, into yet, just more brick and mortar statues of the past. Even the US government, years behind as usual, are finally catching up to the rest of the world.
Guess which crypto the banks might need for digital transfer of funds within 4 seconds to anywhere on the globe, at near zero cost, and foreign exchange or not?
Between Q1 and Q2 2021, XRP will have (with Spark) smart contracts at a fraction of the cost, speed, and almost unlimited capacity of Ethereum.
The future is what should be focused on with the wisdom of the past.
The reverse isn't possible.