Insuficient capital is a problem, I agree.
But then what is insufficient?!
You can open a forex account with few hundreds and trade and be happy.
You can trade options with few thousands (but never all in).
I red only a few of your posts to get a feel.
I sense you lack first and foremost a strategy of trading.
Then you lack understanding of options.
Then (because of your options choices) you lack a clear short term trading system. (i.e. trade in-out with a 15min SMA20 and stochastic)
Then you (kind of 'of course' since no trading plan) lack discipline.
The inadequate funding comes THE LAST of your worries on the list.
Lacking those you relied HEAVILY on the luck side as emotions got a hold of your mind. It is and will always be a recipe for handing over your good money to market makers.
Don't "WAIT" until you save 100k, but try to build your strategy, trading plan, system, etc.
BUILD A TRAP FOR MONEY
I think this advice fits everybody.