That "prediction" sounds like one of Keynes' "too easy, too useless a task".
Anyway . . . as for Altria(MO)'s "massive dividend" getting you "a lot of bread here", notice that the share price drop in the last THREE(3) WEEKS, since September 3, has wiped out nearly TWO(2) YEARS' WORTH of those "massive dividends".
Oh well. At least it makes the YIELD look better! SWEET !