Just got the call from the CPA (today is the real tax day). I can splurge on the casino credit to my heart's content (well, almost) and in 10-15 days will have a nice check from IRS to cover it. On the other hand, some decent winnings could make this a banner month.
There ought to be some way to sell or trade the $3500 a year capital gains write offs much like companies buy and sell pollution credits.