Yes I agree, that if they pay it back within 6 months, the 10% rate is not bad for this company. But if that doesn't happen, than it is roughly 70%, considering the 60% off the current share price. I am still upbeat about this stock and holding. They have six months to uplist the stock and find better funding deals to get rid of the toxic debt they have. If they can do that, the stock price will raise ALOT from here. Yes it is a gamble just like every penny stock, but the upside to this stock right now is way higher than the downside.