So you are smart enough to make 9 mil but you keep it all in one non interest bearing checking account in chase? LOL! Hmmmm.......Well, In the past, When I had 5 million to my name, I had dozens of accounts, several LLC's, two S corps, One C corp, 72 real estate units, and probably hundreds of stocks, mutual funds and bonds that it was spread out in. Point being, none of it was in my name and I could not show you one account with more than about 40k in it at one time. In fact from an objective view point with a non savvy person looking at me on paper I was quite poor. You keep 9 mil in one account???? Control everything, own nothing ..... so goes the saying.