yes there is, lots of scams
thats why you diversify
if anyone has more than 50% of their portfolio in RXMD, then they don't want to make money, they want to save money
if your goal is to mimic the returns of a CD, Money Market account, Index Fund then you are good here
but if you wanna make money, then take some out and go fishing in some really good OTC stocks, this is a really good time to invest, huge volatility and huge speculation gives huge returns
leave 15% here as savings, hey, I have no issues