Two of my programs activated at 1:04AM EDT, with another four locking in their values at 1:45AM*. (I have too many coins in small amounts to be laddering them all every two weeks, but XRP, USD, and UPUSD will have a rung every 1st and 15th; thought I was going to do the same with LBA and BCH, but having second thoughts.)
With so many loans, some paying a little bit of their interest every month**, it is hard to say if EVERY thing has come through, but I think it has, MS. The trickles began at 3:44 EDT this morning through 4:15, and then half an hour later I got principal back for XRP and USD. I can set up those for the 15th already, while it will take most of the next two weeks to reach my target UPUSD, which gets all my daily transfers now (and will as long as CredEarn offers 10% on that; wish I had made that decision sooner, darn it). As soon as UPUSD builds to 7500, I will set that one up; I was able to do that on Thursday, one day early. Fortunately July and August are 31-day months, but I will need to dip into my USD to help boost UPUSD after I stop moving money every day. At some point I will slow down to only two or three transfers a week. Keeping some USD with Uphold will also let me buy ADA and LINK on dips, but I will have to be careful not to get too crazy with that. Eyes on the 10% APY prize, baby!
*CredEarn used to let you figure out exactly where XRP was valued when the price locked, down to the thousandth of a penny; now you just see the strike price rounded to the nearest penny, 26 cents in this case. I know you guys are getting excited, but we are still below 33 cents, the price locked on February 15. (Is that a typo? Both Feb 1 and March 1 were 23 cents.). It would be nice if the XRP principal returned to me on the 15th was worth as much as it was when I loaned it out six months earlier.
**Looking at my Interest Schedule with Cred for the 15th, I will have 13 separate payments. Got a silly there.
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