Talking about Uphold funds loaned out by CredEarn ... MS, I did notice a trickle of notifications throughout the day, rather than everything coming over night as we went from the 14th to the 15th. Usually when I log on to move another daily $500, I see everything (principle and interest) already back where it belongs, but I was getting messages and emails (there is a lot of notification redundancy with Uphold/Cred) until just before 5 PM Eastern.
I have quite a few coins and tokens, from BAT and BCH to XLM and XRP, making for a lot of clutter on the 1st and 15th of every month. Already set up loans for the 1st with BAT (too bad I could not lock in the price—ouch!), LBA, XRP, and USD. That leaves UPUSD yet to fund, and my meager holdings in OMG sitting, waiting on a decision. I got that OmiseGo six months ago when Uphold was letting you buy some new offerings at no commission. Wish I had been more aggressive in taking advantage of that.
Good news is we locked in 19 point something cents on XRP, better than the 17 point something we got two weeks ago. Frankly, the rungs in my XRP ladder are not my biggest interest payers. I ended up doing what you talked about doing last year, MS, moving savings from banks paying low interest (now 1% at best). Not sure how long the 8% for USD (and 10% for UPUSD) will last, but my principle goal is a nice round figure (no, not that one; even higher) that by next year will exceed my remaining house payments.
Slight problem. My latest calculations say I can only afford to move $500 every day until about Labor Day. After that, I may have to do it only twice a week through October. Thank goodness for steady employment.
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