That is incorrect. I have risky investments, but the large majority of what I own is quite safe for leverage, including blue chips, bonds, properties and fat CDs at a much better rate that you can imagine. I am barely over 50 and happily retired with no needs for me of my large family. So, no I am not who you are trying to define me as. Once again, a very poor guess on your part, but I see the trend.
Care to share your prediction of GILD next price?