Traditional paper checks allow people to transfer balances without immediately exchanging physical currency. XRP Ledger Checksallow people to exchange funds asynchronously using a process that is familiar to and accepted by the banking industry.
XRP Ledger Checksalso solve a problem that is unique to the XRP Ledger: they allow users to reject unwanted payments or accept only a portion of a payment. This is useful for institutions that need to be careful about accepting payments for compliance reasons.
Checks potentially enable many other use cases. Ripple encourages the community to find new and creative applications for Checks.
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