$95 billion in capital is not bankrupt - straight from FHFA website.
Seven years' delay was mainly because the crooks in the government didn't want exposure to the swindle and their own participation. Have you been following the court cases? Or do get visions like the $30 million annually for 3-4 years?
Fraud:
$45K versus $28 billion. $26K versus $17 billion.
A 5 year-old can understand it's fraud. Those who deny it are either part of the fraud or need to be institutionalized for their own well being.