You talking CredEarn when you quote 5-9%. I should note that the interest offered on XRP is currently 5%. They lowered their rates on practically everything, except LBA (their own token), Lite, and (oddly enough) USD. In the case of the latter, thank goodness, because I continue to move dollars every day to Uphold.
As for XRP, I let one of my Cred loans roll when I meant to send that XRP back to my Uphold holdings (and then loan out some more from that same pool on the 15th). I have way too many contracts with them. I have asked them to let you add to the ones you rollover as well as have the option to convert them to 6-month loans with compounding interest. That would simplify things.
Meanwhile market up, crypto’s up this week, including little old XRP. Picked up some more around 17 cents to round out my holdings, make them easily and evenly divisible by 12 for my six-month loan ladder.
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