Yep!
But, s, say the $10k is an advance on a loan application.
Even if they keep the advance and the loan is denied or accepted, they could be paying off employees they can't keep without business.
And, many are shut down now.
And, many have been losing money for 6 months+/-.
I am probably signing off with no intention of responding further until things get settled.
I don't wish anyone here misfortune but there is blood in the streets and it could have been avoided.
I am just a nobody.
Good luck.