this says it all:
From the start, the CFPB — the brainchild of Elizabeth Warren, then a law professor at Harvard — was polarizing, with Democrats casting it as a long-overdue cop on the beat for consumers after the financial crisis and Republicans deriding the new agency as a symbol of regulatory overreach.
The Federal Housing Finance Agency, which oversees mortgage giants Fannie Mae and Freddie Mac, is similarly set up, so its structure is also at stake in this case.
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