"The question I have is when the hell are they going to stop screwing over Fannie and Freddie "
Answer is NEVER unless forced to do so, IF forced to do so. That will take the judiciary because both Congress and the administration have no such intentions. The judiciary in this country is broken and we can only hope there is enough justice left in the tank to help the GSE jalopies limp across the finish line. If not, have the monument maker goes ahead and engrave SCREWED in that granite.