on the 4 cent thing yes, BUT ITS A RISK for them, most of these lenders do NOT want to take on risk, it's like buying shares for, say .008 AND HAVING TO HOLD THEM FOR 6 MONTHS. The company could be gone by then, most here dont think that, but lenders do NOT take those kind of chances, it goes against their business model. They would rather have the dynamic cost and sell at that time when they get the shares. Otherwise all they would be doing is effectively a private placement at a fixed price.
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