Im so exasperated with that narrative of XRP being a security. The haters like to forget that in 2015 FinCen fined Ripple $750k for selling a crypto currency (XRP) without a license. It’s literally impossible for XRP to ever become a security because of its utility. Its the most ridiculous FUD out there. As a reminder for the board XRP will fall under one the following for coming regulation:
CFTC as a crypto commodity FinCen as a crypto currency SEC as a crypto security
Although there are reasons it can be ruled as a crypto commodity I believe it will be ruled as a crypto currency. The FinCen fine of 2015 proves it because the utility of XRP transfers currency/value digitally from point A to point B.