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XM ROCKS

11/19/19 9:07 PM

#5685 RE: AKAPAK #5684

It says in the press release that these directors were added to address directors that are planning on retiring in 12-24 months. These new directors also will help address the lack of diversity of the board. This is ONLY my opinion. If you think that the adding of the directors will alter the direction of the preferred shares/potential sale of the bank, I see no reason to get your hopes up. Just my opinion.