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ohiotom

10/28/19 9:15 PM

#163708 RE: MikeCr #163704

ARYC...I am starting to understand the selling. Expensive 'Pie in the Sky' again. Can someone explain why they show numbers of millions of dollars worth of invoices? Are they implying those are orders to be filed....or bills they owe on for their spending for R&D work and you know, FDA testing is far from free.
ARYC
AJMO
GLTA
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ohiotom

10/28/19 10:39 PM

#163713 RE: MikeCr #163704

ARYC...By theway, I was in heins biz for over 30years....claims in many states must b accepted or denied or require more information in 10 days..I am I am in a claim myself and the company said they must reply to me with their decision within 10 days.....and they did.If approved a check is on it's way in 14 days or less...and it was. My clients have the same experience. I assised people with dozens of claims over the years. Medicare also is quick to pay unless they need more details. How dust covered are those invoices? Or are insurers asking a lot of quests....like if all are totally approved by the FDA....and were the test 'medically necessary'. Some testing is not approved when a person goes in for because they were just wondering about something and it was not on the doctor's advice. Medicare is tough on all testing and lab work....it must be Medically Necessary'...like symptoms or an on going condition. It can be a medical write off on taxes like any of your over the counter drug cost for the year. If prescribed and actually medically necessary, policies with drug coverage will pay all or part of the cost. I have test strips and reader devices for about a dozen problem areas that use urine or blood. None are covered by any of my policies.
ARYC
AJMO
GLTA