If you do not have any XRP yet, and you want be diversified in crypto, you could probably risk buying here between 25 and 26 cents. Depending on where you buy it, you can even earn rent on it, that is lend it out for interest like MS and I do using Uphold and CredEarn; current rate is 9%, which would make it a no-brainer, but I should note that rate has swung from 9% to 3.5% and back in the last four months.
As for XRP seeing 7 dollars, or even 5, that is not likely to happen any time soon. When it gets to $5, that would mean it multiplied by 20 from where we are now. Latest BTC run multiplied that by what... three and a half times? A lot less than 20. Most people here would be happy with XRP breaking a buck. Some were hoping for, maybe even counting on, 5 by end of the year. I think it will take 5 years, maybe 10, to see the multi-bucks predicted by various chartists. Since I am still accumulating, that works for me. Quick buck plays are elsewhere.
News 
Market Data 
Discover 
