overhype and underdeliver. That's not to say that VSHC has lied or not a great buy at these prices. I'm sure we will see some negatives soon enough but hopefully just minor ones. I could name some possible negatives that come mind but why speculate. I'm cautious and holding a 1/2 position. I did take some capital gains from other stocks this week and added more shares of VSHC to lower my average cost.