I put $4,000 in my E-Trade acount last week and it was avalible instantly but when i put 6,000 in three months ago it took 7 days so if you keep it under 5,000 I think you will be alright anything over 5,000 They have to report to the I.R.S. I think that's what holds it up..$$$ LAHO $$$ $$$ GSCG $$$ $$$ HOLD FOR PAPER $$$ or at least half of it $$$$