$RIOT Tesspay Tesspay plans to develop a blockchain-based escrow service for wholesale telecom carriers that guarantees payment in full and on time. Rather than entering into a traditional written legal agreement, carriers would enter into a Tess Smart Contract, whereby the terms are represented programmatically and are immutable. All Tess Smart Contracts would be funded and paid for with Tess USD Minute-Tokens (MUSD). Credit risk related to extended payment terms, typically 30/30, is eliminated since all contracts would be fully or partially funded. https://www.riotblockchain.com/portfolio