Thanks greedyagorist for additional clarification. Interest payments settle instantly and can be used to purchase more xrp right away if you desire. This will be my third time around so I am somewhat glad the price has stayed down.
I don’t have the amount of xrp that I want so I do want to have it stay down longer. The more xrp I can get the more I can play around with my payout strategy. Credearn has a role in it to with interest rates. If they stay up this high and xrp takes off I may want to hold longer for higher interest payouts. When xrp hits $5 or $10, I am curious to know if Credearn will drastically drop their interest rate or if it will stay around 5 or 6 percent.