I got the LBA so my XRP could earn 9% instead of 5%. Now it is 3.5% with the LBA, but at least I can now get 10% from my surplus LBA itself. (And 10% on USD, which is why I will send another $500 to Uphold today; it might just process in time for early Monday morning July 15.)
Not sure they would let you double-dip and loan out the 10k as well. At this point the interest is negligible. Which is why I am patiently laddering my LBA. It is valued at less than what I paid for it. : - (
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