Replies to post #43698 on A.I.M. Users Bulletin Board (AIMUSERS)

[SFSecurity]

Hi Tom, RAVI is obviously the most stable but the income is barely above cost of living index average over the last several years.

To help solve this problem I have about 21% of my cash set in MORL, which would get me about 8.5 times the income that RAVI would bring me for the same dollar investment.

I have about 85/90% of my cash spread between AWF, JNK, MORL and I recently added HYZD. The combo brings in about 9.3%/year

Using MORL raises my cash based income by almost 90%/year for my total cash fund, which exceeds inflation by more than 2.5 times.

Yes, it is more volatile/risky than using RAVI or other equivalent positions.

What I have done help reduce this potential problem is sort of an AIM move by moving cash into the lowest of the four when I get any dividends or money from selling PUTS or CALLS.