etfm has been a scam company for a long time. hard to believe folks are buying into this company owned by an old man who runs it with his wife out of their house. smh etfm is up to their eyeballs in debt. this is a sham. very sorry for folks who are falling for this. better do your dd. it's nothing more than a shell with a guy at the helm, who is way, way past his prime.
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